CARLTON, D. W.; FRANKEL, A. S. Transaction Costs, Externalities, and “Two-Sided” Payment Markets. Columbia Business Law Review, [S. l.], v. 2005, n. 3, 2005. DOI: 10.7916/cblr.v2005i3.3009. Disponível em: https://journals.library.columbia.edu/index.php/CBLR/article/view/3009. Acesso em: 4 may. 2024.